Differences Between Unified Trading Account and Classic Account

[Estimated Reading Time: 3 mins]

This article explains the key differences between a unified trading account (UTA) and a classic account on Bitget.

1. Overview of differences

Unified Trading account (UTA) simplifies your trading experience by combining multiple accounts—spot, margin, and futures—into one. You no longer need to transfer funds between sub-accounts or hold specific settlement tokens for each trade.

By converting supported assets into their USD equivalent, UTA increases capital efficiency and offers greater trading flexibility.

	Classic account	Unified Trading account (UTA)
Margin type	Requires holding specific assets in separate accounts (e.g., USDT in derivatives).	Supports multiple coins as margin without needing specific assets (e.g., BTC used as margin for USDT-M).
Accounts needed	Fiat account Spot account Margin account Futures account	- Fiat account - Unified Trading account (UTA)

2. Supported trading products

Both account types support all major Bitget trading products. However, UTA offers a more integrated experience.

	Classic account	Unified Trading account (UTA)
Spot	Supported	Supported
Margin
USDT-M perpetual
USDC-M perpetual
Coin-M perpetual

3. Supported margin assets

Classic accounts support only specific tokens for each market. Unified Trading accounts let you use various assets as margin by converting them to their USD equivalent based on the Collateral ratio.

	Classic account	Unified Trading account (UTA)
USDT-M perpetual	Only USDT is supported	Multiple assets converted to USD value for margin use
USDC-M perpetual	Only USDC is supported	Multiple assets supported
Coin-M perpetual	Limited to 7 supported coins	Expanded coin support with automated USD conversion

4. Margin and position modes

Mode	Classic account	Unified Trading account (UTA)
Margin modes	- Isolated margin - Cross margin	- Cross margin only
Position modes	- One-way mode - Hedging mode Different leverage	- One-way mode - Hedging mode Same leverage required

5. HODL mode and auto-margin features

With UTA, you get enhanced automation features like auto-borrowing and auto-repay, reducing manual effort during trades.

	Classic account	Unified Trading account (UTA)
Margin handling	Manual borrowing and repayment required	Auto-borrow and auto-repay enabled
Margin types	Cross and isolated modes	Cross margin only

6. Risk management and liquidation

Risk is managed differently across the two account types:

	Classic account	Unified Trading account (UTA)
Liquidation rule	Triggered when mark price hits liquidation threshold	No fixed price. Partial liquidation starts when margin rate hits 100%+

FAQs

1. What is the main benefit of using a unified trading account (UTA)?
A unified trading account simplifies trading by allowing you to use multiple supported assets as margin across different products in one account. This improves capital efficiency and removes the need to transfer funds between sub-accounts.

2. Can I still trade all product types with a classic account?
Yes. Both classic and unified trading accounts support core trading products like spot, margin, USDT-M, USDC-M, and Coin-M perpetual contracts. However, the unified trading account provides a more seamless and flexible experience.

3. Is margin borrowing manual in a classic account?
Yes. In a classic account, borrowing and repayment of margin must be done manually. The unified trading account automates this process with auto-borrow and auto-repay functions, reducing trading friction.

4. How does liquidation work in a unified trading account?
The unified trading account uses a margin-rate-based liquidation model. There is no fixed liquidation price—partial liquidation is triggered when the margin rate reaches 100% or higher, which helps manage risk more effectively.

5. Can I upgrade from a classic account to a unified trading account?
Yes. You can upgrade your classic account to a unified trading account directly from your Bitget dashboard. We recommend using demo trading to get familiar with its features before upgrading.

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