Klickl: The future upgrade of finance is no longer about partial optimization or isolated innovation, but requires moving towards unified, regulated, and programmable integrated infrastructure.

According to ChainCatcher, at the recent "Integration, Growth, and New Cycle" themed forum hosted by RootData in Dubai, Klickl Group founder Michael Zhao and Klickl International CEO Dermot Mayes delivered keynote speeches. They systematically elaborated Klickl's in-depth perspective on the evolution of the future global financial system and proposed their overall vision of an "Operating System for Future Money," providing a framework for the next stage of digital financial infrastructure development.

Michael Zhao pointed out that the core contradiction of today's global financial system has evolved from localized efficiency issues to structural imbalances. Traditional financial infrastructure, designed based on a centralized banking system, is unable to support the increasingly digitalized, real-time, and cross-border economic activities of today. It also cannot natively support new asset forms such as programmable money, stablecoins, and RWA (Real World Assets), making the "disconnect" between the digital asset economy and the traditional financial system increasingly pronounced.

He emphasized: "The future upgrade of finance is no longer about partial optimization or isolated innovation, but about moving towards unified, regulated, and programmable integrated infrastructure. Only in this way can traditional finance and Web3 truly achieve integration."

Klickl International CEO Dermot Mayes further pointed out, based on Middle Eastern business practices, that the core competitiveness of digital finance is shifting from technological advantages to the maturity of regulatory systems. "Regulation-Native" will become the basic standard for future financial infrastructure—the architecture needs to be inherently compatible with the regulatory logic of different jurisdictions, rather than being supplemented afterwards.

Dermot stated that as a licensed institution regulated by ADGM/FSRA, Klickl is building a cross-regional "compliance connectivity layer" based on UAE regulatory standards, ensuring that digital assets can circulate globally with the same level of transparency, security, and auditability as traditional finance.