Mutuum’s Presale Momentum and Testnet Expansion Highlight DeFi’s Advancing Capabilities

Mutuum Finance Nears Major Milestone as Key Phase Approaches Completion

Mutuum Finance (MUTM) is rapidly advancing toward a significant phase in its journey, with total funds raised approaching $19 million. Since early 2025, this decentralized protocol—designed to automate on-chain lending and borrowing through smart contracts—has attracted more than 18,500 token holders. The current token price is $0.035, marking a remarkable 250% rise from the initial $0.01 price in the early stage.

The project continues to proceed strongly, with recent updates indicating that available token supply at this tier is limited.

Tokenomics and Community Growth

The project’s momentum is driven by a carefully structured token distribution plan. Of the total 4 billion MUTM tokens, 45.5%—equivalent to 1.82 billion tokens—are allocated for early fundraising rounds. Official sources report that more than 800 million tokens have already been purchased, with some reports noting that the current phase has surpassed 95% allocation.

Mutuum Finance has also expanded its payment options to include card payments, making it easier for newcomers to participate using fiat currency. Additionally, a daily leaderboard rewards the most active contributors with $500 in MUTM tokens, helping to maintain strong community engagement and steady growth.

Security and Upcoming Testnet

Security is a top priority for Mutuum Finance. The protocol is currently undergoing a comprehensive audit by Halborn Security, following a previous review by CertiK. With the codebase finalized, these audits are intended to ensure the platform’s reliability and security before the public testnet goes live.

The Sepolia testnet is scheduled to launch in the fourth quarter of 2025, featuring support for ETH, USDT, and automated liquidation mechanisms. This phase will be crucial for demonstrating the platform’s real-world utility, establishing MUTM as a fully functional DeFi ecosystem rather than just a speculative asset.

Market Outlook and Future Developments

Industry experts point to the project’s strong potential for significant returns, especially given the current low token price compared to the anticipated $0.06 launch value. The upcoming stage will introduce a new price tier at $0.04, representing a pivotal opportunity for early participants.

Mutuum Finance’s buy-and-distribute approach is designed to enhance token value, with platform fees being used for token buybacks and staking incentives.

Looking Ahead

With its first major technical achievement on the horizon, Mutuum Finance stands out as one of the most dynamic DeFi initiatives of 2025. The outcome of the current stage is expected to shape the project’s adoption trajectory, as investors keep a close watch on the testnet launch and future market trends.